Save once.
Get paid in drips.
Lock your savings into a smart vault. We send it back in scheduled tranches — daily, weekly, or monthly. No discipline required. Built for Nigeria.
₦250,000
Total locked
73% disbursed
Next drip
2d 14h
Frequency
Weekly
Per drip
₦8,333
Started
Jun 1, 2026
Three steps,
then it runs itself.
No spreadsheets. No willpower. Lock it, schedule it, forget it.
Lock your vault
Transfer any amount from ₦5,000 upwards. Your money sits with CBN-licensed banking partners — fully insured and completely untouched until the schedule says otherwise.
Set your schedule
Choose daily, weekly, or monthly drips. Pick your tranche size. Our engine locks in the plan — you never have to think about it again.
Watch it drip
Money lands in your bank account on time, every time. No app to check. No reminders. Just your savings flowing back to you while you live your life.
Five layers between
you and a bad day.
CBN-Licensed Partners
Your funds are held by Central Bank of Nigeria-licensed financial institutions — not by us. Every naira is regulated, insured, and accounted for.
What people
are saying
“I was always blowing my December bonus by January. Kolowise drips it back to me monthly. First time I actually made it to March with money left.”
Tomi Adeyemi
Brand Manager · Lagos
“Finally a savings app that pays me on a schedule I control — not one lump sum at maturity that I'll spend in a week. This is exactly what I needed.”
Chidi Okonkwo
Civil Servant · Abuja
“Saved ₦720k for my MacBook in 12 months without stressing. Drizzle sent me ₦60k every month and I genuinely forgot about the rest. First goal I've ever hit.”
Amaka Eze
Software Engineer · Lagos
Got
questions?
Everything you need to know about vaults, drips, and how your money moves.
Still have questions? Contact us→Kolowise helps you take control of your money, not the other way around. It's a financial discipline app that lets you save intentionally and spend responsibly through structured vaults designed to keep you on track.